:root{--blue:#1d4ed8;--sky:#0ea5e9;--teal:#0d9488;--ink:#0f172a;--mute:#475569;--line:#e2e8f0;--bg:#f8fbff}
*{box-sizing:border-box}
body{margin:0;font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,sans-serif;background:var(--bg);color:var(--ink);line-height:1.65}
a{color:var(--blue);text-decoration:none}a:hover{text-decoration:underline}
.wrap{max-width:1140px;margin:0 auto;padding:0 24px}
.site-header{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:50}
.site-header .wrap{display:flex;align-items:center;justify-content:space-between;height:68px}
.brand{font-family:Georgia,serif;font-weight:700;font-size:1.25rem;color:var(--ink)}
.brand span{color:var(--sky)}
.site-header nav a{margin-left:22px;color:var(--mute);font-weight:500;font-size:.95rem}
.site-header nav a:hover{color:var(--blue);text-decoration:none}
.hero{background:linear-gradient(135deg,#1d4ed8 0%,#0ea5e9 55%,#14b8a6 100%);color:#fff;padding:90px 0 80px;position:relative;overflow:hidden}
.hero:after{content:"";position:absolute;right:-120px;top:-120px;width:420px;height:420px;border-radius:50%;background:rgba(255,255,255,.12)}
.hero h1{font-family:Georgia,serif;font-size:clamp(2rem,4.5vw,3.2rem);margin:12px 0 16px;max-width:760px;line-height:1.2;color:#fff}
.hero p{font-size:1.1rem;max-width:640px;color:#e0f2fe;margin:0 0 28px}
.eyebrow{font-size:.8rem;letter-spacing:2px;text-transform:uppercase;font-weight:700;color:#bae6fd}
.btn{display:inline-block;background:#fff;color:var(--blue);padding:12px 26px;border-radius:999px;font-weight:700;margin-right:12px}
.btn.ghost{background:transparent;color:#fff;border:2px solid rgba(255,255,255,.7)}
.btn:hover{text-decoration:none;transform:translateY(-1px)}
section.block{padding:70px 0}
section.block h2{font-family:Georgia,serif;font-size:1.9rem;margin:0 0 8px}
.lead{color:var(--mute);margin:0 0 34px;max-width:720px}
.grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(300px,1fr));gap:24px}
.tile{background:#fff;border:1px solid var(--line);border-radius:16px;padding:26px 26px 22px;position:relative;overflow:hidden;box-shadow:0 6px 20px rgba(15,23,42,.05);transition:transform .2s,box-shadow .2s;display:flex;flex-direction:column}
.tile:before{content:"";position:absolute;left:0;top:0;right:0;height:6px;background:var(--c,#0ea5e9)}
.tile:hover{transform:translateY(-4px);box-shadow:0 14px 32px rgba(15,23,42,.10);text-decoration:none}
.tile .tag{font-size:.74rem;font-weight:700;letter-spacing:1.4px;text-transform:uppercase;color:var(--c,#0ea5e9);margin-bottom:10px}
.tile h3{font-family:Georgia,serif;font-size:1.2rem;margin:0 0 10px;color:var(--ink);line-height:1.35}
.tile p{color:var(--mute);font-size:.94rem;margin:0 0 18px;flex:1}
.tile .more{font-weight:700;color:var(--c,#0ea5e9);font-size:.92rem}
.silo-head{display:flex;align-items:center;gap:14px;margin:50px 0 18px}
.silo-head h3{font-family:Georgia,serif;margin:0;font-size:1.4rem}
.silo-head .dot{width:14px;height:14px;border-radius:50%;background:var(--c)}
.calc{background:#fff;border:1px solid var(--line);border-radius:18px;padding:34px;box-shadow:0 10px 30px rgba(15,23,42,.06)}
.calc label{font-weight:600;color:var(--ink)}
.calc input,.calc select{border:1px solid #cbd5e1;border-radius:8px;padding:9px 12px;font-size:1rem;margin:6px 0 14px;width:100%;max-width:340px}
.calc button{background:var(--blue);color:#fff;border:0;border-radius:999px;padding:12px 28px;font-weight:700;font-size:1rem;cursor:pointer}
.calc button:hover{background:#1e40af}
.page-hero{background:linear-gradient(135deg,#1d4ed8,#0ea5e9 60%,#14b8a6);color:#fff;padding:60px 0 54px}
.page-hero h1{font-family:Georgia,serif;font-size:2.4rem;margin:8px 0 8px;color:#fff}
.page-hero p{color:#e0f2fe;margin:0;max-width:700px}
.page-body{padding:50px 0 70px}
.card{background:#fff;border:1px solid var(--line);border-radius:18px;padding:40px;box-shadow:0 6px 20px rgba(15,23,42,.05);margin-bottom:30px}
.card h1{font-family:Georgia,serif;color:var(--ink);font-size:2rem;margin-top:0}
.card h2{font-family:Georgia,serif;color:var(--ink);font-size:1.4rem;margin-top:32px;padding-left:14px;border-left:4px solid var(--sky)}
.card h3{font-family:Georgia,serif;color:var(--blue)}
.card p,.card li{color:#334155}
.card table{width:100%;border-collapse:collapse}
.card table th,.card table td{border-top:1px solid var(--line);padding:10px;text-align:left}
.card table th{background:#e0f2fe}
.reviewer-box{background:#ecfdf5;border-left:4px solid var(--teal);padding:14px 16px;border-radius:0 8px 8px 0;color:#065f46;font-size:.92rem;margin-bottom:24px}
.review-line{background:#f1f5f9;padding:14px;border-radius:8px;color:#475569;font-style:italic;margin-top:30px;font-size:.92rem}
.site-footer{background:#0f172a;color:#cbd5e1;padding:44px 0;margin-top:40px}
.site-footer .wrap{display:flex;justify-content:space-between;flex-wrap:wrap;gap:20px}
.site-footer a{color:#bae6fd;margin-right:18px}
.site-footer small{display:block;margin-top:14px;color:#94a3b8}
@media (max-width:760px){.site-header nav a{margin-left:12px;font-size:.85rem}.hero{padding:60px 0}.card{padding:26px}}